Sunday, July 22, 2007

Why Is XanGoTM The Fastest Growing Company In Home Based Business?

Is XanGoTM The GoogleTM Of The Supplement World? The iPodTM Of The Wellness Revolution?



Many experts think so as XanGo™ has proven to be the fastest growing health and wellness product to ever hit the market, and is in the process of writing one of the greatest success stories in the history of business!

XanGo™ is the First Commercially Available Mangosteen Product, Ever. So Unique, it's Patented!

Manufactured by same company as Capri Sun™, Arizona Ice Tea™ & SOBE™
Nearly $500 million in sales in just the first 3 years with just one single product!
On track to reach $1 Billion by 2007, less than half the amount of time it took Microsoft!
The Xango Business Opportunity

With XanGo™, you have the Upside Potential of a True Ground Floor Opportunity, with none of the risk! Wild Flavors is World Famous as the Manufacturer of CAPRI SUN™, SOBE™, Arizona Ice Tea ™, and over 70% of all Healthy Beverages that line grocery store shelves. XanGo™ has joined with Wild to form a Strategic Global Alliance, creating the most exciting Home Based Business Opportunity in the World!

In just the first 6 months XanGo™ had already surpassed what it took SOBE™ - Wild's previous top selling product 3 years to do!

XanGo™ is Wild's most successful product launch in its 70 year history and is on track to become Wild's #1 product ever, ahead of global giants like Nestle™ and Kraft™ foods!

With Wild Flavors as XanGo's™ Manufacturing Partner, not since Aloe Vera 30 years ago has a Product exploded onto the Health & Wellness Scene with such Worldwide Appeal!

XanGo™ Is Prepared To Support Explosive Growth

XanGo™ has one of the most experienced management teams ever assembled to operate a network marketing enterprise. They have grown several large companies in the past, so they know what it takes to launch, brand and expand a revolutionary new product like XanGo™, into the marketplace. By using powerful systems, top quality support services and cutting edge technology, distributor checks and product are always delivered on time. They have the core processes and backup systems in place to accommodate rapid growth. Plus, with WILD Flavors as XanGo™'s Manufacturing Partner, XanGo™ has the muscle of a 70 year old, multi-billion dollar company by its side, to keep plenty of product moving around the world, as XanGo™ is continually opening up new and expanding markets.

XanGo™'s Explosive Growth Is Because Of It's Network Marketing System That Enable Distributors To Hit Exponential Sales!

Understand The Business Model!

Network marketing is a proven method of distributing products whereby companies, instead of paying advertisers and conventional distribution systems to promote their products, pay individual distributors, like you, commissions based on how much product your organization markets. Ultimately, network marketing is about a lot of people personally using an affordable amount of product each month and sharing the product and their success with others. It is a way to reward participants commensurate with their individual efforts and for the efforts of others in their network. It allows everyone to participate at their own level of desire and commitment. It allows distribution costs formerly paid to business distributors at various levels to be paid to individuals who assume the distribution function. Network marketing is a huge, multi-billion dollar per year industry and it is growing more in size and acceptance every year, as it truly gives average people an opportunity to generate above average income.

Why You Should Become A XanGo™ Distributor?

Enjoy the exquisite taste and powerful health benefits of mangosteen at the lowest possible wholesale prices, create the lifestyle you've always dreamed of, get in at the ground floor with the next Billion Dollar Giant in the network marketing industry, earn outrageous bonuses and free trips to Hawaii, Thailand and other exotic locations, build an international business from the comfort of your own home, be a part of the solution to helping people gain back their health and regain control of their lives with no inventory, no employees, no overhead, no selling and no boss! Plus, people just like you are making a fortune right now marketing XanGo™ with us, and creating tremendous momentum for everyone on board who is taking action and reaching for the top.

What Are The Costs Involved In Becoming A Distributor?

XanGo™ charges distributors a one-time sign-up fee of $35. Based on the plan selected at signup. Each case of XanGo™costs $100 USD and approximately $15-per-case for shipping and any taxes if applicable.

What Is Auto Delivery Program And How Does It Work?

The XanGo™ Auto Delivery Program (ADP) is a unique system wherein the company automatically sends case orders to its distributors one time each month. Auto Delivery is processed on or around the 14th of each month and are shipped between the 15th and the 17th of each month. Funds are processed prior to the cases being shipped.

Do I Have To Order Product Every Month?

In order to qualify and participate in XanGo™'s compensation plan, distributors should be on a monthly Auto Delivery Program to maximize commissions from XanGo™.

Am I Able To Personally Sponsor More Than Three People?

Yes. A unilevel compensation plan allows you to personally sponsor as many people as you desire. You may sponsor distributors as far down in your organization as you like. The XanGo™ compensation plan does not require your personally sponsored distributors to be on any particular level. You can sponsor as many as you like (giving you the initial 30% PowerStart bonus). However, in order to begin qualifying for larger commission checks, it is important to encourage your personally sponsored distributors to personally sponsor (signup) three distributors.

How does the compensation plan work?

How Much Money You Can Make From XanGo!

This is a unilevel compensation system paying down nine levels incorporating streamlined compression and no breakage. You can receive compensation weekly from sponsorship bonuses, monthly from unilevel or product volume, and quarterly from global bonus pool participation based on qualification.

What are PowerStart and Unilevel commissions?

With the PowerStart bonus, you can receive 30% of the initial order of your personally sponsored distributors and 15% of distributors they sign up. Your Unilevel commission check is sent out monthly on, or before, the 20th of each month. This check comprises the commission percentages from each level of your downline.

People Are Not Duplicable... But Tools And System Are!

Tens of thousands of people each month are Discovering Mangosteen not only for their Physical Health, but their Financial Health as well.Our system allows you to capitalize on the Massive Worldwide Growth that XanGo™ is now experiencing in 14 countries and has already proven to create Six and even Seven Figure Incomes in less than 24 months.

Ordinary people are achieving extraordinary incomes in record time through the combined power of duplication and leverage. Now it's your turn!

Low Start Up

No Overhead

No Inventory

No Employees

Proven System

Free Training

Unlimited Income

How Does Xango Work?

Rather than spending money on Television, Radio, Newspapars and the Internet, XanGo™ would rather pay you to share this product with others, throughWord-of-Mouth-Advertising.
Think about this for a moment...When you eat a great meal or see a great movie, have you ever received a check from a restaurant owner or a movie producer for recommending their products to others? Probably not.

However, with XanGo™, you will earn income every time you refer a new person to try some product.

As your XanGo™ network grows, so does your check! Finally, a way to get paid what you're worth. Best of all, you can build it part-time, around your schedule!

When you become a XanGo™ distributor, you will also be given the opportunity to purchase your very own DiscoverMangosteen.com Marketing System just like this one, 100% Customized with your information, so you can start sharing XanGo™ with others right away.

Yours Sincerely
Sean Toh
Discover Mangosteen
Credit Plus Health
Click Here Now to Become A Real Entrepreneur By Using A Low Cost! High Leverage System!

XanGo - The New Revolutionary Mangosteen Juice For Your Health!

Introducing XanGo







While the scientific community has been studying the benefits of the Mangosteen for decades, no one has thought to bring these incredible benefits to the world in a potent, convenient form. Until now.


The Power of Our Whole Fruit Puree


Now there's XanGo, the first complete nutritional product of the Mangosteen fruit of Southeast Asia. XanGo is a whole fruit puree, utilizing the pericarp as well as the pulp of this extraordinary tropical fruit. XanGo delivers all the benefits of Alpha Mangostin and Gamma Mangostin, the xanthones (nature's super-antioxidant) that have proven to be so rich in life-enhancing qualities. XanGo represents the next generation of powerful phytonutrients that will change the landscape of health and nutrition forever.


In one singular dietary supplement, you get all of the miraculous benefits of xanthones, nature's super-antioxidant. The whole fruit puree of the prized mangosteen, XanGo™ Juice not only delivers these extraordinary benefits, but it delivers them in an indescribably delicious beverage.


Why Xango?


The brand name XanGo was created from two words: Xanthones and Mangosteen. And while this brand name represents the origin of the beverage, it will also come to represent much more to the people who enjoy it.


The first dietary supplement of its kind, with its distinctive, eye-catching logo, XanGo is readily identified as a true category creator. The XanGo brand will come to symbolize the best in scientific research and the most trustworthy in delivering nutritional benefits.


The XanGo Corporation realizes that the success of our brand will be built on a solid foundation: the energy and efforts of thousands of independent thinkers. Our pledge is to provide a powerful, premium product that will be a source of pride for our employees, distributors, and customers.


XanGo is a truly unique product with natural, universal appeal, and proven science to back it up.


XanGo harnesses the incredible nutritional power of the whole mangosteen fruit, then offers it in the form of an indescribably delicious beverage. It’s difficult to describe the flavor with accuracy. Some people detect a hint of strawberry, while others are reminded of kiwi, pomegranate, or grape. The complex flavor of this sweet, dry beverage, however, wins instant praise from all who try it. And an ounce or two in the morning is all you need to start your day invigorated, rejuvenated, and energized. As the first commercial product to feature the complete nutrition of the whole mangosteen fruit, XanGo™ is an indisputable category creator, unleashing a new superstar in the world of health supplements.


The Whole Fruit Puree of Prized Mangosteen
The Best Source Of Powerful Xanthones
Vital Antioxidants Support
Indescribably Delicious Flavor
No Added Sweeteners
No Artificial Colors
No Artificial Flavors


A Taste Sensation


And the best part is, XanGo is absolutely delicious! We're all familiar with tonics and potions derived from natural plants and herbs. Most have genuine beneficial properties, but the taste leaves so much to be desired. You won't find that with XanGo. The naturally sweet and tangy flavor of the Mangosteen is a taste sensation you have to experience to believe. XanGo has no artificial flavors, no artificial colors, and no added sweeteners. We don't need them!


There has never been a product like XanGo! In one singular drink, you get all of the miraculous benefits of xanthones: powerful antioxidant protection against free radical damage, support for cholesterol concerns, a natural energy enhancer, and more. And you get all this in a drink that you'll look forward to tasting! An ounce of nutrition never tasted so good.


Ingredients


Reconstituted garcinia mangostana juice from whole fruit, apple juice concentrate, pear juice concentrate, grape juice concentrate, pear puree, blueberry juice concentrate, raspberry juice concentrate, strawberry juice concentrate, cranberry juice concentrate, cherry juice concentrate, citric acid, natural flavor, pectin, xanthan gum, sodium benzoate, potassium sorbate.


One serving = 1 fl. oz. (30 ml)


Servings per container = 25


Calories = 10


Calories from fat = 0


Total Fat = 0 g


Sodium = 0 mg


Total Carbohydrate = 3 g


Sugars = 2 g


Protein = 0 g


Mangosteen The X-Factor


A look at the health benefits,science and xanthones of Garcinia Mangostana Do not settle for less than optimal health. Whatever you current state, it can be improved.nutrition + exercise + "x" = optimium healthWhat is Mangosteen?The scientific name for the mangosteen fruit is Garcinia Mangostana ant it belongs to the family Guttiferae. What is unique is that mangosteen has not been used in North America or Europe despite its popularity as a folk remedy in Asia and South America. The mangosteen possesses a unique class of phytoceuticals called "XANTHONES" Xanthones are molecules found in plants and are composed of stable carbon-structure molecules. Xanthones have been demonstrated to be effective in inhibiting inflammation as well as serve a potent antioxidants in combating free radical damage.


Mangosteen's versatility comes from its unique chemical makeup.


Over 200 xanthones exist in nature; approximately 40 have been identified in mangosteen. Each xanthone has the same molecular skeletons but unique chemical accessories know as sidechains that permit each xanthone to perform a specific biologic function. For example, alpha-mangostin serves as an antioxidant, gamma mangostin as an anti-inflammatory and Garcinone E as an anti-tumor agent.Mangosteen juice, made from a whole fruit is as safe to drink as orange or apple juice.In addition, laboratory evidence and centuries of folk use without incident confirm mangosteen's overall safety. No adverse effects were encountered with mangosteen, and so far no food-drug interactions have been noted. It is recommended that you always consult a doctor before using any food supplement and that you do not stop taking any medications you are taking. There will be time enough later to re-evaluate the use of any medication when it becomes apparent that mangosteen has replaced their effects.


Mangosteen as an Anti-inflammatory


Inflammation- wich consists of heat, swelling, redness and pain- is the body's normal, healthy reaction to almost every injury or invasion.However, inflammation can become chronic rather than shutting down when the problem has been dealt with.Even in young people, the body often overreacts to injuries with exessive pain and prolonged inflammation.This is the case in arthritis, headaches, and muscle pains. In such situation, inflammation itself becomes the problem.In chronic form, inflammation has now been casually linked to cancer, neurodegenerative diseases of the brain {such as alzheimer's, multiple sclerosis and parkinson's}, heart disease, stroke, diabetes, obesity, and inflammatory bowel disease {crones}.Medical science's answer to this problem are anti-inflammatory drugs such as aspirin, indomethacin, and dexamethasone.However, these drugs can cause severe side effects at times as severe as the origanal in-flammatory disorder.


Why take a drug when a plant or herb would do?


Mangosteen's xanthones have been demonstrated to possess potent anti-inflammatory properties in animal laboratory studies without the risk of other complications.The natives of Southeast Asia employed mangosteen to stop the pain of inflammation since it is one of the fruit's most obvious effects.They used the rind of the fruit to treat diarrhea and dysentery. Dysentery, as a disease process, is characterized by inflammation of the intestine, especially of the large bowel.Scientists now know that the xanthones from the mangosteen pericarp, mainly gamma-mangostin, inhibits prostaglandins.If there is no prostaglandins then the symptoms of inflammation disappear.


Mangosteen as an Antioxidant


Oxidation occurs when free radicals attack the body's cells, often damaging them irreparably. Free radicals invade the body through pollution, infection, poor eating habits, and even exercise.Oxidation is an essential component not only of all identified diseases {including cancer} but of aging itself. Antioxidants are needed to combat the insidious process of oxidation.The antioxidants thoery of aging postulates that the aging process is the result of cumulative "oxidative stress"{damage done by free radicals}.The effects of this damage is experienced in human beings as the aging process. Therefore, raising blood and tissue levels of antioxidants through mangosteen supplemantation is a valid means of intervening.There are reports that show we are exposed to lierally millions of free radicals each day. Second-hand smoke, pollution, and tainted food alone can speed up the aging process by years. We all need to supplemant our diets with extra antioxidants to combat these modern-day free radicals.Using xanthones from the mangosteen pericarp scientist discoverd that the xanthones from the mangosteen fruit are potent antioxidants and that xanthones inhinit oxidation of low density lipoprotein {LDL}.They further suggested that the xanthone gamma mangostin was found to be more powerful antioxidant than vitamin E.

Mangosteen as an Anti-bacterialA challenge facing the global medical community is that of bacterial resistance to antibiotics.Research in Thailand has shown that mangosteen's xanthones inhibits the reproduction of strains of bacteria.


Yours Sincerely



Sunday, July 01, 2007

Press Release On " The Sunday Times - Me & My Money " column On 01 July 2007


Hi Friends,



It's me again. Hope everyone is in great health to receive the latest news from us. Recently, on 01 July 2007, I was interview by Singapore Press Holding's financial correspondent, Lorna Tan, on how I manage my personal finance and secrets to investing. The interview was published on the weekly newspaper - "The Sunday Times." under the weekly column - " Me & My Money ", which share with readers some of habits of those financial professionals who have successes in their investment journey. Tips given by people who have been interviewed have been useful financial advices that readers could apply to help them in their management of their personal finances and in their own investing endeavors.





That's a new contribution that " 4 Steps To Financial Freedom " has been able to influence and impact those people out there who will benefit from reading the Popular's Best-Seller. Wish you all the best in your journey in controlling your financial destiny.

Yours Sincerely
Sean Toh

Wednesday, June 13, 2007

@sk Sean Toh - What Are The Different Investment Vehicles For 8% Return With An Investment Time Horizon Of 15 Years?



Question For Sean Toh? - What Are The Different Investment Vehicles For 8% Return With An Investment Time Horizon Of 15 Years?

Hi Sean,

I recently made some money from an enbloc sale and would like to see this money work extremely hard for me at about 8%pa in order to support my semi-retirement at age 45 next year. Please share with me what investment vehicles I should use? Many thanks.

From
Albert

Here Is The Answers Specially For Your Questions, Albert! Sincerely From Sean Toh.

Dear Albert,

First of all, let me take this opportunity to congratulate you on your win in the property market. My first advice that I will give you is to learn to preserve at least half of the capital first because you might have to wait for the next Enbloc sale to reap a chuck of profit if you invest in the next property or this kind of opportunity may never ever happen again.

From the question you asked and the facts you have given me, you have another 15 years to generate returns and I do not want to take the time after 60 years old as your investment horizon time because you simply have no time for the investment instruments to risk your nest egg.

Fact 1 : Time For Investment – 15 years.

Fact 2 : Investment return – 8%.
The next few questions that I would like to address are :

1. What is your investment risk appetite?

2. How knowledgeable are you in your financial education to understand and use the different types of investment instruments to generate returns?

If you have a high investment risk profile, having more stocks in your investment portfolio will generate more returns but you have to know how to pick the right stocks to reap good returns. Returns from stocks can be varying or no return at all, you could even lose money too! You could even lose sleep over your investment if you do not have a high investment risk profile.Normally, financial planners will access your risk profile before they advise you on any suitable investment. As an example of the portfolio of an aggressive investor, you can see that he is willing to invest in stocks that might have growth potentials. This is just for illustration purpose only!



For a moderately aggressive investor, his investment portfolio might be something like that. For illustration purpose only! You will realize that the financial planner will structure some bonds in his investment portfolio so that the risks are reduced with the introduction of the new investment instruments called the “Bonds”.



For conservative investor, his portfolio might look something like this. For illustration purpose only! His investment portfolio will consist more Fixed Income. Example of Fixed Income is your Fixed Deposit or Cash Fund Units Trust.



To generate a return of 8% , you need to have a strategy to meet your investment objective. There are many ways to meet 8% returns. An aggressive investor might use volatile stocks to generate 200% in one trade and lose 30-50 % in multiple trades and the overall end resultant returns is 8-9%. For 15 years, he will do just that to achieve 8% annual return. In this case, the investor is actively trading in the market. Other investors might use a slightly different strategy to generate 6% annually consistently using more conservative portfolio with less stocks in the portfolio and fall short of the objective by 2% after 15 years. That is still not so bad as he is more laid back with trading and investing but just letting the investment portfolio works for him. Others might be so good in trading that they use Forex Trading or Options Trading to get their returns and they achieve their investment objectives much sooner with higher returns. My advice is to understand the mechanism of the investment instruments first before you invest it all yourself.

If you don’t like the idea of investing yourself, I will advise you to get a qualified financial advisor to plan for you. Ask him or her to propose a structure investment portfolio for you for a 8% returns for a investment time horizon of 15 years. If you are quite happy with it, you can then stick with the plan. There is definitely no fixed plan or guaranteed plan!

My point of view is with the stock market reaching a ‘high’ now at a STI Index of 3400-3500. Unless, the fundamentals and economical indicators can support good investment sentiments, the potential for growth might be limited. As for bonds like Singapore Bond Fund, you can only get returns of 3-4%. For fixed income instruments, return is minimum at 1.5-2%. Sophisticated stock investors can make huge amount of returns by shorting the market or using ‘put’ warrant to leverage on their investment. Opportunities are plenty-full but that depends on how you look at it and also your ability to reap return based on your financial literacy, quotient and risk profile to take risks and an excellent entry and exit investment plan while investing.

You will realize that I do not take clients or advise you to which is the most suitable instruments to use. Even if I recommend a particular investment instrument, that investor could not reap returns based on their investment psychological make-up. My advice is to understand your investment instruments well so that you can then invest. It’s ok to put the money in the bank and do nothing with it until you equip yourself with sufficient financial education and you have tested your investment trading system to reap return, then you can invest with confident. At least, you have your money for retirement, as you are still semi-retire with a job providing income for your living expenses. For the months when you are not making that much money, you just have to cut back on some of your expenses. Maybe, you just have to take a slightly longer time to achieve the desired sum of money that you wish to accumulate.

Here is a list of investment instruments and possible returns

Stocks – Varying return, return can be huge.

Bonds – 3-4%Fixed Income – 1.5-2%

Units Trust – Varying, return can reach 15-20% if you know how to time your investment with strategies.

Gold – Need to understand the operating mechanism as I personally is not well-versed in it.

Reit – Unit Trust in Real Estate or properties (can be residential, commercial or shopping center buildings). Return possible 5-6% with dividends re-invested back for more investment.

Stock Warrants – Varying return, return cab be huge or lose every single cents of capital if warrants expire.

Entrepreneurship or start a business – Varying return but take lots of passion to create a successful business. Risk is very high if you have no business sense.

Albert, I could only give you a guide to the big picture. I hope I have provided you with a clearer picture before you decide on your next move. Always remember, you are in control and responsible for your investment decisions even if you ask a good financial planner to help you achieve your investment objectives. Never put all your eggs in one basket, only master investors like Warren Buffetts or George Soros know what they are doing. Assets allocation is the strategy to manage your investment risks. Search the internet or read up books on ‘Assets Allocation’ and ‘Modern Portfolio Theory’. Last but not least, wish you all the success in your investment endeavors. Before I end, Albert.

Although I have recommended and advise you on lots of matters, it takes more than education, resources and advice for you to be successful. You need to be patience and committed to your plan to achieve a bit of success. It’s that bit of success that will motivate you even more to learn and apply what you learned in life for your future success. Just in case, if you have been waiting the whole day for all the answers. I will like to apologize for the delay to your answers because I believe in giving my best advice to you personally and sincerely from my heart. I needed the time to understand the problems you faced, understanding them and finding the right resources for your education so that you have a higher success rate when you implement your plan.
Last but not least, may I wish you all the success implementing the plan and achieving some results that you can see for yourself. Do consult a proper financial planner or advisor if you are really in doubts. It's you that make the decision to decide if you want to be successful? Enjoy creating wealth with health. It’s has been my pleasure providing consultancy service to you, Albert!

Your Sincerely
Sean Toh

P.S. If you find that Credit Plus Health By Sean Toh has empowered you to learn a lots more to take control of your financial & health matters, please share this website with the world, your friends and family members. Click here to Tell Your Friends Now!

P.P.S. Feel free to ask Sean Toh your single most important question about personal investing and health matters that will help you get started on this journey to create wealth for yourself? Ask Sean Toh Now!

Wednesday, May 30, 2007

Mastering The Art of Trading Forex Workshop In Singapore



Hi Friends,

It's me again! It's has been a while since I last blogged on this blog. Well, I always believe that your financial education raises your financial quotient. The time you spend on your financial education will give you the means and mechanisms to use your money to leverage your earning power to create multiple streams of income.
If you are foreign to Forex trading, then here is a workshop conducted by Nicholas Tan, author of the newly published " Handbook On Forex Trading - An Easy Guide To Profitable Currency Trading ." You can learn how to trade in the world's biggest market with high leverage and low transaction costs now! Let Nicholas Tan be your personal mentor, guiding and empowering you with the means to Forex trading online!.

Click here to read the synopsis of " Handbook On Forex Trading - An Easy Guide To Profitable Currency Trading "

You can purchase this book from all major bookstores in Singapore like Popular, MPH, Times, Kinokuniya, Border, etc. or purchase it directly online from Rank Books Publishing House. Click here to get your copy now!

Forex trading is an alternative to the stock market as the market has enormous potential with a trading volume of USD 1.7 trillion a day. All you need is a computer and an internet connection and a basic knowledge of forex and you are ready to start trading in a highly profitable market. Nicholas has more than 13 years of trading experience. Using real trading examples and proven methods that work, Nicholas will equip you with the right knowledge and strategies to trade with confidence and profits.

What you will learn from Nicholas Tan during this two days workshop on 23 & 25 June 2007 at Orchard Tower in Singapore? Below is the course outline of the workshop.







These courses are very practical and the module details and time slots are as shown below.

Module 1: Sat, 23rd Jun 2007, 10.00 am - 1.00pm
Module 2: Sat, 23rd Jun 2007, 2.00 pm - 5.00 pm
Module 3 - Live Trading: Mon, 25th Jun 2007, 7.00 pm - 11.00 pm


Each module cost you $300 and if you sign up for all the three modules, it will cost you $800 and you will save $100. As there are limited seats available,
please click here to register and find out more details.
Why wait? Having a personal mentor to learn from is one of the secret of how successful people get even richer which you have never known and has never been revealed to you at all in your entire life!
Yours Sincerely
P.S. Financial freedom is about building financial muscle. The difference between the rich and the poor is that the rich have more financial muscles than the poor!

Workshop on MASTERING THE ART OF TRADING FOREX is here in Singapore! Workshop dates: 23 & 25 June 2007. Sign up now!
Click Here For More Details!































Saturday, May 26, 2007

Press Release On The Sunday Times On 20 May 2007





Hi all,

It's me again. Hope everyone is in great health to recieve the latest news from us. Recently, on 20 May 2007, content from my book - "4 Steps To Financial Freedom " has been adpated by Singapore Press Holding's editor to be released on the weekly newspaper - "The Sunday Times." The content was published on the weekly column - " Two Cents' Worth ", which provides readers some simple financial advices that they could apply to help them in their management of their personal finances.

That's a new contribution that " 4 Steps To Financial Freedom " has been able to influence and impact those people out there who will benefit from reading the Popular's Best-Seller. Wish you all the best in your journey in controlling your financial destiny.

Yours Sincerely

Sean Toh

Saturday, April 28, 2007

Successful Launch of "4 Steps To Financial Freedom" In Singapore


































Hi Friends,

It's my pleasure to announce the successful launch of " 4 Steps To Financial Freedom ". Within 3 weeks after it's launch, " 4 Steps To Financial Freedom " has sold out the first print and has become Popular Best-Seller in Singapore. The Second print is already out and distributed to all major bookstores like Kinokuniya, Popular, Times, MPH, Page One, etc.

Click here to see what Mr. President S.R. Nathan's comments about this book and a simple message for all Singaporeans!



May I take this opportunity to thank all readers for their support in making this book one of the popular read. Thank you for your support again as I'm writing part 2 of this book so that all readers have more enriching and educating learning materials for the coming future.



Sincere thanks to my wife, Heather, for being so understanding, and for having served as my source of inspiration and strength. To my daughters , Jessica (right) and Tranynce (left), thanks for making me smile, motivating me to be the real father that I can be, and helping me live my life to the fullest.



Special thanks to Dave Irvine(top right), Susan Parry(top left), Jacob (bottom right) & Natasha Irvive(second left) who came all the way from Holland and Australia to support the launch of " 4 Steps To Financial Freedom ". You have made this launch a very special, successful and indeed very meaningful one for all of us!



My very first supporter, Natasha Irvine from Holland, holding my autographed book in her hands. Thank you so much, Natasha! You have given me the inspiration to write a new series of financial books for young children in the near future.



My second supporter, Jacob Irvine from Holland, who can't wait to write his first book after reading "4 Steps To Financial Freedom". It's an honour and pleasure to be able to motivate and empower Jacob with this gift of mine. I really can't wait to co-author with him to develop a new series of financial books for young children so that young kids can learn to be more financially savvy and independent.

Just keep looking out for our near future new book launch! Good day! Mate!

Yours Sincerely
Sean Toh























Sunday, February 25, 2007

Launch Of 4 Steps To Financial Freedom In Singapore

Dear Friends,

2007 is the year of the pig and it's going to be an exciting year for all. Let me start by telling you something about the chinese zodiac about the Chivaslrous pig.

Pig personality traits

Intellectually curious, honest and tolerant, those born in the Year of the Pig can be relied upon for their loyalty and often make true friends for life.

Like the knights of old, Pigs are often highly regarded for their chilvary and pureness of heart, and will often sacrifice their own well-being for the greater good.

The Pig can be very naive, however, and may easily fall victim to the unscrupulous who take advantage of their idealistic nature - as Pigs see everyone as loyal and caring as they are. Although forced to play the fool many times, they will just as likely hold fast to the notion that everyone is at heart decent and admirable.

Stubbornly optimistic, the Pig will not tolerate those with well-meaning advice on how to be a Pig, but since they dislike quarreling and discord their anger usually cools quickly. Sometimes looked upon as a snob, the Pig just finds it right and natural to exhibit good manners whenever possible. Their main goal in life is in serving others, and no matter how difficult circumstances become the Pig will never waiver or retreat, forging ahead in the sure knowledge that all will be well.

Pig people love to read, are generally thirsty for knowledge, and not readily talkative, but if presented with an opportunity to discuss topics of interest with like-minded individuals Pigs may find themselves talking non-stop for hours!

People born in the Year of the Pig are trusted associates in whatever career they happen to choose and often shine as entertainers, social activists or politicians.

Pigs are most compatible with : Rabbit, Sheep

Famous people born in the Year of the Pig : Lucille Ball, Humphrey Bogart, Thomas Jefferson, Ernest Hemingway, Alfred Hitchcock, Mahalia Jackson, David Letterman, Arnold Schwarzenegger.

Now, you know more about the chivaslrous pig, I shall tell one good new that I have for you.

Since 2006, I have been working hard for the Singapore version of "Four Steps To Financial Freedom" so that it can be published in Singapore to benefit lots of people in Singapore who are losing control of their financial destiny. Although the version available on Clickbank is ideal for people in other parts of the world.

I have decided to simplified it to a version that is suitable for Singapore readers targetting especially people from the age group from 16-35 years old. Finally, after working through the endless nights and weekends collaborating with publishers in Singapore. Here it is, I'm ready to launch the Singapore version " 4 Steps To Financial Freedom".

It is now avaliable in all major bookstores (Borders, Times, Kinokuniya, MPH and Popular - all 35 points in Singapore) in Singapore at a price of $18.00 (Singapore Currency).

Well, don't forget to grab a copy today and be empowered by this new and latest financial guidebook that will help your family and you. Last but not least, may I wish all of you a happy chinese new year to you and a prosperous pig year ahead.

Yours Sincerely
Sean Toh

Sunday, December 24, 2006

Sean Toh : Merry Christmas & A Happy New Year To All My Friends




Hello Friends,

This is just a quick note to say thank you for your Christmas greetings and wish you and yours a very happy and healthy Christmas too.

I hope that over the holidays you are able to take time to think about and appreciate those for whom you work so hard throughout the year. You, your family, friends and the larger community are the REAL gifts in our lives. Their comfort, support and encouragement fuels our continuing desire to both succeed and share the gift in kind.

In that spirit, I thank you from the bottom of my heart for making me part of your extended circle. For that,I am truly blessed.

With your support homeless and hungry people are being housed, fed and cared for this year; and together we can make an even bigger difference in the world in 2007 and beyond.

From my home to yours... I wish you peace, harmony and all the joy of the holiday Season and all the best of success in the New Year.

Merry Christmas! Enjoy reading!

Yours Sincerely
Sean Toh

Sunday, November 26, 2006

Sean's Effort For Spreading Wealth In Shanghai




An Article In Shanghai Paper On 20 November 2006 : Empowering Students In Pei Ming Middle School On How To Raise Fund For Charity By Being A Young Entrepreneur.



True Wealth Is The Power To Give!

Dear Friends,

It’s a matter of time that most people will become a millionaire. If you have a realistic and achievable plan, you will succeed in becoming a millionaire. However, if you do not have a realistic and achievable plan, you will most probably fall short of being one, but that is still not so bad because you are still living your life.

Finally, you have arrived at your financial destiny with enough accumulated wealth. What do you do next? Are you going to enjoy all the wealth that you worked so hard to accumulate? Yes, you will if you have not been enjoying your wealth as you create your wealth. You will most probably pamper yourself in those things that you really want to have and enjoy them when you do not have them during the process of accumulating your wealth. Remember, what I said before? Learn to enjoy your wealth young as you create your wealth so that you do not have to enjoy all the wealth when you have accumulated the wealth.

I can tell you when you have so much wealth, you will not spend so much of it because you can’t spend all of it. Look at Bill Gates and Warren Buffett. They have accumulated so much wealth that they are giving back to the society for the benefits of mankind. In the beginning, you will be enjoying all your wealth on that worthless materialism and you will reach a point that you don’t find any more excitement and worthiness in pursuing materialistic enjoyment for yourself.
What I’m going to empower you from today is to start to learn to give to others something that you can give. It’s a privilege and an honor to be able to give others and empowering them to give to others too.

Learning to give will help you find your worth of existence in this world and will create a real you that will help fill that emptiness if you spend your wealth on those materialistic enjoyments. You want to be wealthy because you want to give the world something. Not because of your own personal consumption that you are not so generous to give. You want to be a generous millionaire that the world remembers and not a stingy rich man the world hates.



A Visit To Singapore Company' OSIM' in Shanghai, Headquarter For China, on 23 November 2006. OSIM Is A Global Brand For Healthy Lifestyles Product Founded By Mr. Ron Sim From Singapore . Students From Henderson Secondary School Get To Learn About The Vision Of Singapore Entrepreneur, Mr. Ron Sim, How His Vision Drive Him To Become A Global Brand Capturing Markets All Over The World.



Mr Ron Sim Chye HockFounder,Chairman and Chief Executive Officer

He is the driving force behind the company. Since its inception, he has remained at the helm of things. The company's strategy, its goals and directions are redefined by no other than the man himself, and leading by example he continues to inspire his people as the company embarks on to more challenging paths.He has been given recognition by some prestigious institutions. Among them, the Wisconsin International University conferred him Doctor of Philosophy in Business Administration in 2001 and the American University of Hawaii awarded him Doctor of Philosophy in Marketing Management in 2002. He was voted Ernst & Young Entrepreneur of the Year 2003 and in the same year won The Business Times "Businessman of the Year". He is a board member of Sentosa Development Corporation and IE Singapore.

Secret No. 1 – Learning To Give Because You Can’t Spend All Your Wealth.

“Four Steps To Financial Freedom” is a philosophy that I have created to help all of you arrive at your financial destiny without worrying about not having enough money for yourself so that you have suddenly become a stingy rich man that you are not generous to give something back to mankind. Empower yourself with these four steps and you will have control of your mindset and your financial destiny that you will know what you can give when the situations arrive. You will not be able to spend all that wealth on yourself. Hence, you will start by learning to give others a little from today.

Secret No. 2 – Learning To Give Because You Have A Good Heart.

I believe all humans are born naturally to be good. Imagine if we are educated enough to empower ourselves with this philosophy, ”Four Steps To Financial Freedom”, the world will be filled with rich, powerful and good hearted people who give back to mankind to make this place a better place for everyone. You have a good heart and you want to empower your next generations to have good hearts too. Start giving today.

Secret No. 3 – Learning To Give Because You Have Been Receiving From Others And It’s Your Way Of Saying Thank You.

From the first day, you are born, you have taken something from this world. You have gone through so many years of receiving help, education, money, and much more from your parents, relatives, friends and the world that help you develop to who you are today. It’s time you take the roles of giving others what you have been receiving from those in your life. Help others and empower them with this gift of yours that you can share with them that which will help them arrive at their financial destiny just like you. Arriving at your financial destiny together not just you alone. Start to say thank you to all the people around you from today.

Secret No. 4 – Learning To Give Away Your Wealth Will Define You Not Your Wealth That Defines You.

When you learn to give, you will feel powerful within you. When you feel powerful within you, you feel so good and rich. It’s this feeling of being powerful and generous that makes you feel wealthy. Not how much money that defines how wealthy you are. Those people around you that declared you the wealthiest man on earth remember your actions and not your money. You can be the wealthiest man on earth remembered by the people without even reaching a million in your net worth. Start defining yourself through those generous actions.

Secret No. 5 – Learning To Give Makes You Happy.

Being able to give is an honor that makes you so fortunate and generous that your actions reinforce that happiness within you and you find life so meaningful for being wealthy. You are rich and happy and they are rich and happy like you too, and that gives all of us the reasons for creating wealth in the first place. Happiness is something that all of us have been asking for. Let those with wealth create it for us too.


Presenting Cathie Ho From Singapore, OSIM's Assistant General Manager For China, A Souvenir As A Token For Appreciation For Sharing With The Students From Henderson Secondary School About The Company Vision, Long Term Plans And How Students Can Capitalize On Their Own Assets By Acquiring Skills That Will Help Them Overcome Future Challenges. Cathie Ho Is An Ex-Student Of Henderson Secondary School.

5 Secrets For Learning To Give

Secret No. 1 – Learning To Give Because You Can’t Spend All Your Wealth.

Secret No. 2 – Learning To Give Because You Have A Good Heart.

Secret No. 3 – Learning To Give Because You Have Been Receiving From Others And It’s Your Way Of Saying Thank You.

Secret No. 4 – Learning To Give Away Your Wealth Will Define You Not Your Wealth That Defines You.

Secret No. 5 – Learning To Give Makes You Happy.



Picture 1 : Collaborating With Educators ( Teachers & Principals From Shanghai &Shan Dong) At Pei Ming Middle School.

Picture 2 : Collaborating With Educators ( Teachers & Principals From Shangha) At Xiang Ming Junior High School.


Some Of The Pictures Captured In The City Of Shanghai During My Trip To Empower Youth In Shanghai On Wealth Creation As Well As For Charity. Remember My Third Step Of My Philosophy - Investing Your Time In Your Financial & Health Education So That You Are In Control Of Your Life To Create Wealth To Enjoy A Better Life.

Your Sincerely

Sean Toh



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